Retirement Planning Great Falls MT

Like the pre-bandit me, many singles save little because they have only themselves to worry about when in fact, planning is even more crucial for singles because they must face every financial challenge independently. During my disaster recovery, I learned some money management tips (and other safety tips) that I think every single should consider.

Mr. Ron R. Bibler, CFP®
(406) 727-7851
600 Central Ave Ste 412
Great Falls, MT
Firm
Bibler Financial Group
Areas of Specialization
Asset Allocation
Key Considerations
Average Net Worth: $100,001 - $250,000



Data Provided by:
Mrs. Selene M. Thomas, CFP®
(406) 453-4169
1105 2nd Ave N
Great Falls, MT
Firm
Ameriprise Financial Services
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Medical/Dental Professionals

Data Provided by:
Mr. Robert E. Ashton, CFP®
(406) 727-2994
4241 2nd Ave. North
Great Falls, MT
Firm
First Command Financial Planni
Areas of Specialization
Asset Allocation, Banking, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Government Employees

Data Provided by:
Mr. Bryan W. Thies, CFP®
(406) 761-8888
1500 10th Avenue South
Great Falls, MT
Firm
Waddell & Reed
Areas of Specialization
Asset Allocation, Investment Planning, Long-Term Care, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Wells Fargo - Great Falls West
(406) 454-5524
1400 3Rd St Nw
Great Falls, MT
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-03:00 PM
Sun Closed

Mr. Sean T Sturges, CFP®
(406) 268-3166
8 3rd Street North
Great Falls, MT
Firm
D.A. Davidson & Co.

Data Provided by:
Mr. Jay W. Stenzel, CFP®
(406) 761-8888
1500 10th Ave S Ste 200
Great Falls, MT
Firm
Waddell & Reed, Inc.

Data Provided by:
Brenda Way Rubino, CFP®
(406) 761-8888
1500 10th Ave S
Great Falls, MT
Firm
Waddell & Reed
Areas of Specialization
Comprehensive Financial Planning

Data Provided by:
Mr. William J. Beecher, CFP®
(406) 899-0277
PO Box 2306
Great Falls, MT
Firm
Beecher Financial Planning LLC
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Profession: Not Applicable

Data Provided by:
Wells Fargo - Market Place
(406) 452-1543
1601 Market Place Dr
Great Falls, MT
Type
In-Store Branch
Office Hours
Mon-Fri 10:00 AM-07:00 PM
Sat 09:00 AM-03:00 PM
Sun Closed

Data Provided by:

Start Saving Strategies to Secure Your Finances

My first five years in New York, I led a good single life. Working as a technology and business consultant, I earned a nice salary which allowed me to enjoy nice dinners with friends, spend frivolously and not think twice about large purchases.

I was spoiled by a solid job market within a bullish industry and did not max out my 401k let alone contribute to it nor did I set up a savings account despite the consistent pleading of my parents.

Then a move uptown came when the movers politely drove away with every last item I owned, never to be seen again. It may be hard to comprehend but a robbery was one of the most valuable life lessons I ever received.

Like the pre-bandit me, many singles save little because they have only themselves to worry about when in fact, planning is even more crucial for singles because they must face every financial challenge independently. During my disaster recovery, I learned some money management tips (and other safety tips) that I think every single should consider:

1. Learn to live within your means:
Whether it is expensive purses or the latest must have electronic gadget, many singles tend to spend beyond their means. To live with a moderate mindset, learn to make conscious and realistic purchasing decisions. Keep track of spending in a journal and make smart adjustments on a regular basis. Your new found awareness will allow you to differentiate must-have purchases from those which are indulgences, keeping expenses at bay.

2. Set up an emergency fund: No one should ever have to deal with a robbery but face it, bad things happen all the time. Better to be on the safe side by stashing away some cash (at three to six months' income) in a high-yield savings account. Remember these monies are a safety net, so do not spend them on "shoegasms" no matter how good it might feel. The best way to avoid temptation? Leave those credit cards at home!

3. Be on top of bills: Timely payment is important but you must also be sure to review monthly statements from services and credit card providers. These days, you never know who has tapped into your accounts! So look out for cash discrepancies based on your monthly deposits and withdrawals as well as faulty expenses that may be charged to your account.

4. Keep Records Straight: Invest in a file folder and keep a copy of every receipt, warrantee, invoice or financial and medical statement you receive. This way you will be able to return items that have gone faulty, dispute fraud charges and be on top of deductions when it comes time to pay taxes. And though we don?t wish it upon anyone, be able to prove insurance claims should the time come.

5. Max Out on Your 401k: Start investing for retirement! Maximizing use of your employer's retirement plan or starting a simplified employee pension plan (SEP) if you're self-employed is important for singles as a way to save for their future while getting a valuable tax break in the bargain.

 

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