Wealth Management Advisors Salina KS

I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated.

Mr. Douglas W Stein, CFP®
(785) 825-4636
118 W Iron
Salina, KS
Firm
Wells Fargo Advisors, LLC

Data Provided by:
Mr. Joel W. Looney, CFP®
(785) 823-3097
P.O. Box 1495
Salina, KS
Firm
Financial Management Group, LLC

Data Provided by:
Mr. Larry Fief, CFP®
(785) 825-1621
600 S Santa Fe Ave
Salina, KS
Firm
The Bank of Tescott

Data Provided by:
Bank of America - Salina Main
(785) 825-7221
138 N. Santa Fe
Salina, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday 9-12
Sunday Closed
Drive Up Hours
Monday 7:30-5:30
Tuesday 7:30-5:30
Wednesday 7:30-5:30
Thursday 7:30-5:30
Friday 7:30-5:30
Saturday Closed
Sunday Closed

T & & J Versitile Investments Llc
(785) 820-9625
214 N Phillips Ave
Salina, KS
 
Mrs. Brandy R Felzien, CFP®
(785) 826-5313
3025 Cortland Cir
Salina, KS
Firm
Sunflower Bank
Areas of Specialization
Asset Allocation, Budget Development, General Financial Planning, Investment Management, Retirement Planning, Wealth Management

Data Provided by:
Ms. Celia Countryman Heller, CFP®
(785) 825-6905
2100 S. 9th ST
Salina, KS
Firm
Celia Countryman Heller
Areas of Specialization
Comprehensive Financial Planning, Divorce Issues, Education Planning, Sudden Wealth Management, Women's Finances
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Bank of America - Central Mall
(785) 826-4191
2259 S. 9th
Salina, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Indoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 10-7
Tuesday 10-7
Wednesday 10-7
Thursday 10-7
Friday 10-7
Saturday 10-4
Sunday Closed
Drive Up Hours
Monday 7:30-5:30
Tuesday 7:30-5:30
Wednesday 7:30-5:30
Thursday 7:30-5:30
Friday 7:30-5:30
Saturday 8-10
Sunday Closed

Bank of America - Lindsborg N Motor
(785) 227-3344
118 N. Main
Lindsborg, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Indoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8:30-4:30
Tuesday 8:30-4:30
Wednesday 8:30-4:30
Thursday 8:30-4:30
Friday 8:30-5
Saturday Closed
Sunday Closed

American Express Financial Advisors Inc
(785) 827-8766
115 S 7th St
Salina, KS
 
Data Provided by:

So Many Living Expenses There's no Money Left for my Life!

Q: I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated... -KLM, Australia


 

First congratulations for being a home owner! That is very savvy of you. With that being said, you don't want to be in a situation where your finances are so tight there is no room to breathe or socialize!

Start by coming up with a realistic number of how much extra you need a month. Once you have that number, you can start looking for it in other places in your budget. Perhaps you can bring your lunch to work, so you have extra money to go out at night. Or maybe you don't need your cable TV or other monthly subscriptions we tend to forget about. You can also carpool to work to help with commuting costs.

The next place to examine is your fixed expenses. Do you have a gym you aren't using? Or are your car payments too high? If so, consider a less expensive model. If you carry credit card debt, the interest payments can really weigh you down as well. Deal with the debt and eliminate it as fast as you can.

On a final note, if your mortgage is too much to handle right now, perhaps you need to refinance and get a better rate. Or consider moving to another home where your payments will be less.

These are all great habits to integrate whether you are single or in a relationship!


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