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Wealth Management Advisors Dover DE

I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated.

Mr. Dion L. Williams, CFP®
(302) 672-1445
270 Beiser Blvd
Dover, DE
Firm
Del-One Federal Credit Union

Data Provided by:
Mr. Jeffrey L. Gehrmann, CFP®
(302) 735-8272
139 S State St
Dover, DE
Firm
M&T Securities, Inc.

Data Provided by:
Mr. Christopher S. Hayes, CFP®
(302) 736-7728
55 Kings Hwy
Dover, DE
Firm
Merrill Lynch
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, General Financial Planning

Data Provided by:
Mr. Jeffrey T Puglia, CFP®
(302) 265-2236
223A S Rehoboth Blvd Ste A
Milford, DE
Firm
Lpl Holdings, Inc
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Debt Management, Divorce Issues, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Citizens Bank - West Dover
(302) 734-0231
1399 Forest Avenue
Dover, DE
Type
Branch
Office Hours
Mon: 9AM-4PM
Tue: 9AM-4PM
Wed: 9AM-4PM
Thu: 9AM-4PM
Fri: 9AM-6PM
Sat: 9AM-12PM
Sun: na
Drive Up Hours
Mon: 8:30AM-5PM
Tue: 8:30AM-5PM
Wed: 8:30AM-5PM
Thu: 8:30AM-5PM
Fri: 8:30AM-6PM
Sat: 9AM-12PM
Sun: na

Mr. Michael B. Gast, CFP®
(302) 735-2092
121 South State Street
Dover, DE
Firm
M & T Bank

Data Provided by:
Mr. William Lawrence Corsino, CFP®
(800) 856-9412
55 Kings Hwy
Dover, DE
Firm
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Areas of Specialization
Asset Allocation, Banking, Comprehensive Financial Planning, Debt Management, Divorce Issues, Education Planning, General Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Stephen R Price, CFP®
(302) 659-6783
600 Jimmy Dr
Smyrna, DE
Firm
M&T Bank
Areas of Specialization
Banking

Data Provided by:
Citizens Bank - Dover (DE)
(302) 734-0200
8 Loockerman Street
Dover, DE
Type
Branch
Office Hours
Mon: 9AM-4PM
Tue: 9AM-4PM
Wed: 9AM-4PM
Thu: 9AM-4PM
Fri: 9AM-6PM
Sat: na
Sun: na
Drive Up Hours
Mon: 8:30AM-5PM
Tue: 8:30AM-5PM
Wed: 8:30AM-5PM
Thu: 8:30AM-5PM
Fri: 8:30AM-6PM
Sat: na

Wells Fargo - Dover Parkway Remote Mb
(302) 736-2941
137 S Bradford St
Dover, DE
Type
Motor Bank
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-06:00 PM
Sat-Sun Closed

Data Provided by:

So Many Living Expenses There's no Money Left for my Life!

Q: I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated... -KLM, Australia


 

First congratulations for being a home owner! That is very savvy of you. With that being said, you don't want to be in a situation where your finances are so tight there is no room to breathe or socialize!

Start by coming up with a realistic number of how much extra you need a month. Once you have that number, you can start looking for it in other places in your budget. Perhaps you can bring your lunch to work, so you have extra money to go out at night. Or maybe you don't need your cable TV or other monthly subscriptions we tend to forget about. You can also carpool to work to help with commuting costs.

The next place to examine is your fixed expenses. Do you have a gym you aren't using? Or are your car payments too high? If so, consider a less expensive model. If you carry credit card debt, the interest payments can really weigh you down as well. Deal with the debt and eliminate it as fast as you can.

On a final note, if your mortgage is too much to handle right now, perhaps you need to refinance and get a better rate. Or consider moving to another home where your payments will be less.

These are all great habits to integrate whether you are single or in a relationship!


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