Wealth Management Advisors Cedartown GA

I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated.

Mr. Darren M. Knight, CFP®
(678) 747-5210
967 N Main St
Cedartown, GA
Firm
Fintegra Financial Solutions/First National Bank of Polk Co
Areas of Specialization
Asset Allocation, Budget Development, Charitable Giving, Debt Management, Education Planning, General Financial Planning, Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000



Data Provided by:
Mr. Daniel R. Owens, CFP®
(706) 235-2269
251 Technology Pkwy NW
Rome, GA
Firm
Owens Financial Group, Inc.
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Elder Care, Estate Planning

Data Provided by:
Mrs. Rhea Renae Aronhalt, CFP®
(706) 291-8001
111 Bridgepoint Plz Ste 200
Rome, GA
Firm
Wells Fargo Advisors, LLC
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
SunTrust Bank
(678) 757-2321
500 East Elm Street
Rockmart, GA
Type
ATM, Branch, Investment Center, Drive-Thru
Office Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-5 Weekend:
Drive Up Hours
Monday: 8:30-5
Tuesday: 8:30-5
Wednesday: 8:30-5
Thursday: 8:30-5
Friday: 8:30-6 Weekend: 9-12

Wells Fargo - Rome Main
(706) 290-6100
501 Broad St
Rome, GA
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-06:00 PM
Sat-Sun Closed

Jeffrey D. Rickett, CFP®
(678) 757-2331
500 E Elm St
Rockmart, GA
Firm
Suntrust Investment Services
Areas of Specialization
Asset Allocation, Banking, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Michael Scott Wood, CFP®
(706) 291-8001
111 Bridgepoint Plz Ste 200
Rome, GA
Firm
Wells Fargo Advisors, LLC

Data Provided by:
SunTrust Bank
(770) 748-4222
632 North Main Street
Cedartown, GA
Type
ATM, Branch, Commercial Center, Mortgage Office, Investment Center, Drive-Thru
Office Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-5 Weekend:
Drive Up Hours
Monday: 8:30-5
Tuesday: 8:30-5
Wednesday: 8:30-5
Thursday: 8:30-5
Friday: 8:30-6 Weekend: 9-12

SunTrust Bank
(706) 232-2465
2510 Redmond Circle
Rome, GA
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 9:30-7
Tuesday: 9:30-7
Wednesday: 9:30-7
Thursday: 9:30-7
Friday: 9:30-7 Weekend: Sat 9:30-4

SunTrust Bank
(706) 378-4354
825 Cartersville Highway
Rome, GA
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 9:30-7
Tuesday: 9:30-7
Wednesday: 9:30-7
Thursday: 9:30-7
Friday: 9:30-7 Weekend: Sat 9:30-4

Data Provided by:

So Many Living Expenses There's no Money Left for my Life!

Q: I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated... -KLM, Australia


 

First congratulations for being a home owner! That is very savvy of you. With that being said, you don't want to be in a situation where your finances are so tight there is no room to breathe or socialize!

Start by coming up with a realistic number of how much extra you need a month. Once you have that number, you can start looking for it in other places in your budget. Perhaps you can bring your lunch to work, so you have extra money to go out at night. Or maybe you don't need your cable TV or other monthly subscriptions we tend to forget about. You can also carpool to work to help with commuting costs.

The next place to examine is your fixed expenses. Do you have a gym you aren't using? Or are your car payments too high? If so, consider a less expensive model. If you carry credit card debt, the interest payments can really weigh you down as well. Deal with the debt and eliminate it as fast as you can.

On a final note, if your mortgage is too much to handle right now, perhaps you need to refinance and get a better rate. Or consider moving to another home where your payments will be less.

These are all great habits to integrate whether you are single or in a relationship!


Set as favorite Bookmark Email this Comments (0) Add Comment feedSubscribe to this comment's feed
Write comment You must be logged in to post a comment. Please register if you do not have an account yet. busy

Click here to read more from Single Edition