Wealth Management Advisors Cape Girardeau MO

I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated.

Mr. Richard R. Cuba, CFP®
(573) 334-7000
8 S Silver Springs Rd
Cape Girardeau, MO
Firm
Cuba Financal Group
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Jerry W. Roe, CFP®
(573) 334-5982
16 S Silver Springs Rd
Cape Girardeau, MO
Firm
BHMR FINANCIAL SERVICES INC
Areas of Specialization
Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. J. Derieck Hodges, CFP®
(573) 334-0034
1418 Kurre Ln
Cape Girardeau, MO
Firm
Financial Planning Advisors, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Debt Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. John H. Wolpers Ii, CFP®
(573) 335-4500
PO Box 2105
Cape Girardeau, MO
Firm
Ameriprise Financial Services,
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Planning, Retirement Planning, Risk Management, Small Business Planning

Data Provided by:
US Bank - Cape North Kingshighway Office
(573) 334-0521
325 N Kingshighway St
Cape Girardeau, MO
Drive Up Hours
Mon 07:30 am to 05:00 pm
Tue 07:30 am to 05:00 pm
Wed 07:30 am to 05:00 pm
Thur 07:30 am to 05:00 pm
Fri 07:30 am to 06:00 pm
Sat 08:30 am to 12:00 pm

Mr. William J. Duffy, CFP®
(573) 334-2866
97 N Kingshighway St Ste 1
Cape Girardeau, MO
Firm
Wells Fargo Advisors, LLC
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, General Financial Planning, Investment Management, Investment Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Philip R. Dame, CFP®
(573) 334-9460
1320 N Kingshighway St
Cape Girardeau, MO
Firm
Financial Planning & Information Services, Inc.
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000



Data Provided by:
Mr. Charles David Willis, CFP®
(573) 334-2866
97 N Kingshighway St Ste 1
Cape Girardeau, MO
Firm
Wells Fargo Advisors, LLC
Areas of Specialization
Asset Allocation, Insurance Planning, Investment Planning, Long-Term Care, Retirement Income Management, Retirement Planning, Risk Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Bradley B. Mouser, CFP®
(573) 204-4125
701 E Main St
Jackson, MO
Firm
Mouser Wealth Management
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, Retirement Planning, Wealth Management

Data Provided by:
US Bank - Cape William Street Office
(573) 986-5000
3060 William St
Cape Girardeau, MO
Drive Up Hours
Mon 08:30 am to 05:00 pm
Tue 08:30 am to 05:00 pm
Wed 08:30 am to 05:00 pm
Thur 08:30 am to 05:00 pm
Fri 08:30 am to 06:00 pm
Sat 08:30 am to 12:00 pm

Data Provided by:

So Many Living Expenses There's no Money Left for my Life!

Q: I hope you can help. What does an independent, savvy single woman do when most of her single income is tied up in a mortgage and living costs? On the one hand it's great to be financially independent, but it doesn't leave anything left over to socialize and meet potential partners. Any advice would be gratefully appreciated... -KLM, Australia


 

First congratulations for being a home owner! That is very savvy of you. With that being said, you don't want to be in a situation where your finances are so tight there is no room to breathe or socialize!

Start by coming up with a realistic number of how much extra you need a month. Once you have that number, you can start looking for it in other places in your budget. Perhaps you can bring your lunch to work, so you have extra money to go out at night. Or maybe you don't need your cable TV or other monthly subscriptions we tend to forget about. You can also carpool to work to help with commuting costs.

The next place to examine is your fixed expenses. Do you have a gym you aren't using? Or are your car payments too high? If so, consider a less expensive model. If you carry credit card debt, the interest payments can really weigh you down as well. Deal with the debt and eliminate it as fast as you can.

On a final note, if your mortgage is too much to handle right now, perhaps you need to refinance and get a better rate. Or consider moving to another home where your payments will be less.

These are all great habits to integrate whether you are single or in a relationship!


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