Self-employed Retirement Plans Council Bluffs IA

A SEP IRA is a retirement account for self-employed professionals and business owners. For 2008, you are eligible to contribute up to 25% of your adjusted gross income with a cap of $46,000. One of the great benefits of a SEP IRA is that the money goes in pre-tax, grows tax deferred and you are eligible to save much more than if you had a 401.

Keith Smith
K.P. Smith Asset Management
(402) 392-0509
9910 N. 48th Street Suite 112
Omaha, NE
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, Estate & Generational Planning Issues, College/Education Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, PhD

Michael Karstens
Karstens Investment Counsel, Inc.
(402) 492-2727
10250 Regency Circle, Suite 100
Omaha, NE
Expertises
Advising Medical Professionals, Estate & Generational Planning Issues, Ongoing Investment Management, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, AIFA, BS, CFP®

Ms. Cynthia A. Keithley, CFP®
(712) 322-2444
928 Valley View Dr
Council Bluffs, IA
Firm
iRetire Financial
Areas of Specialization
Comprehensive Financial Planning, LGBT Individuals and Couples, Life Transitions, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Ms. Linda Anne Yates, CFP®
(712) 256-7183
103 North Ave
Council Bluffs, IA
Firm
ING Financial Partners

Data Provided by:
Andrew Hunt, CFP®
(402) 938-6016
1001 Gallup Dr
Omaha, NE
Firm
Guide Rock Capital Management, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, General Financial Planning, Intergenerational Planning, Investment Management, LGBT Individuals and Couples, Wealth Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Profession: Business Executives

Data Provided by:
Jason Hiley
Karstens Investment Counsel, Inc.
(402) 492-2727
10250 Regency Circle, Suite 100
Omaha, NE
Expertises
Women's Financial Planning Issues, Advising Medical Professionals, College/Education Planning, Estate & Generational Planning Issues, Helping Clients Identify & Achieve Goals, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. R. Scott Darrah, CFP®
(712) 256-4900
120 S 6th St
Council Bluffs, IA
Firm
Ameriprise Financial
Areas of Specialization
Banking, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Estate Planning, Insurance Planning

Data Provided by:
Mr. Ron E. Dickinson, CFP®
(712) 328-2600
533 S Main St
Council Bluffs, IA
Firm
RE Dickinson Investment Advisors
Areas of Specialization
Accounting, Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Investment Management, Investment Planning, Real Estate
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mrs. Katerina M. Wiese, CFP®
(402) 930-3020
1004 Farnam Street
Omaha, NE
Firm
America First Investment Advisors, LLC

Data Provided by:
Mr. William Alan Callahan, CFP®
(402) 341-2000
3157 Farnam St Ste 7112
Omaha, NE
Firm
Callahan Financial Planning Company
Areas of Specialization
Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Investment Planning, Retirement Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Data Provided by:

S.E.P. IRA for Solo Business Owners

Q: I recently launched my own business and have been told to set up a S.E.P IRA account. Can you explain what this is and why it is recommended for independent business consultants?

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A SEP IRA is a retirement account for self-employed professionals and business owners. For 2008, you are eligible to contribute up to 25% of your adjusted gross income with a cap of $46,000. One of the great benefits of a SEP IRA is that the money goes in pre-tax, grows tax deferred and you are eligible to save much more than if you had a 401(k). It is important to note that the SEP IRA is just an account, you still have to pick investments (particularly mutual funds) for it. If you are just getting started, a Target Date Retirement Mutual Fund is a great place to start. Just pick one based on the year you would like to retire.


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