Mortgage Brokers Rapid City SD

Why pay someone else rent? Owning your own home is the best investment you can make. Right now mortgage rates are at an all time low. Mortgage calculators can help you determine what you can afford. Please scroll down to learn more and get access to the mortgage lenders and mortgage brokers in Rapid City, SD listed below.

Pioneer Bank - Trust
(605) 341-2265
2001 W Omaha St
Rapid City, SD
 
Financial Freedom Senior Funding Corp
(605) 348-1364
1160 Duffer Dr
Rapid City, SD
 
Rapid City Telco Fed Credit Union
(605) 342-8522
811 E St Andrew Street
Rapid City, SD
 
First Western Federal Savings Bank
(605) 341-1203
402 Main Street
Rapid City, SD
 
Allied Home Mortgage Capital Corporation
(605) 718-4300
731 Saint Joseph St Ste 240
Rapid City, SD
 
Green Tree Servicing LLC
(605) 355-7000
1400 Turbine Drive
Rapid City, SD
 
Dacotah Bank
(605) 394-9000
125 Main St
Rapid City, SD
 
Cu Mortgage Direct LLC
(605) 721-0675
625 Flormann St
Rapid City, SD
 
Premier Home Mortgage Inc
(605) 716-7373
1220 Mount Rushmore Rd Ste 2
Rapid City, SD
 
Pioneer Bank - Trust
(605) 341-2265
2001 West Omaha
Rapid, SD
 

Mortgage

Q: I am told that home owning is the single best investment a person can make. I would like to get started but am afraid that I will not be able to handle the mortgage payments on my own. Are there any tools out there that can help me calculate a budget that I will be able to afford, given my current salary?

 

There are many tools available to help you calculate what you can afford to spend on an apartment. Many mortgage calculation tools are readily available online. A good one, which automatically calculates how much you can afford, is available online at www.eloan.com : Home Affordability Calculator.

However, as a cautionary note, I always recommend buyers speak to a mortgage professional first rather than trust what is found online. You can always contact state and local boards of Realtors for lists of mortgage brokers in your area or ask your own real estate agent or friends for references.

Just recently I had a first-time buyer that was convinced she could only spend a certain amount per month. She had done much research online and was certain about her budget forecasting. I then had her meet with a mortgage broker and it's a good thing she did. As it turns out she was completely wrong and we were able to find her a different caliber of apartment for her.

Either way, if you do not have enough saved for a down payment, create a separate savings account and come up with a savings schedule. Only borrow what you can afford!!!

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