Mortgage Brokers Gardnerville NV
The Home Loan Group
1511 Us Highway 395 N
Seattle Mortgage Company
1626 Us Highway 395 N
Guild Mortgage Company
183 Highway 50 - Unit B
Zephyr Cove, NV
Gateway Bank Fsb
1027 Emerald Bay Rd
South Lake Tahoe, CA
Bank of America - Raley's Gardnerville
1363 Highway 395 N
Banking Center Services: Change Order, Commercial Deposits, Night Deposits
Indoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Sierra Coast Mortgage
1512 Highway 395 Suite-6
American Home Mortgage Corp
255 Kingsbury Grade
Central Pacific Mortgage Co
2494 Lake Tahoe Blvd Ste B5
S Lake Tahoe, CA
Synergy Financial Management Corp
589 Tahoe Keys Blvd Ste E-7
South Lake Tahoe, CA
Wells Fargo - Carson Valley
1542 Us Hwy 395 N
Mon-Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Q: I am told that home owning is the single best investment a person can make. I would like to get started but am afraid that I will not be able to handle the mortgage payments on my own. Are there any tools out there that can help me calculate a budget that I will be able to afford, given my current salary?
There are many tools available to help you calculate what you can afford to spend on an apartment. Many mortgage calculation tools are readily available online. A good one, which automatically calculates how much you can afford, is available online at www.eloan.com : Home Affordability Calculator.
However, as a cautionary note, I always recommend buyers speak to a mortgage professional first rather than trust what is found online. You can always contact state and local boards of Realtors for lists of mortgage brokers in your area or ask your own real estate agent or friends for references.
Just recently I had a first-time buyer that was convinced she could only spend a certain amount per month. She had done much research online and was certain about her budget forecasting. I then had her meet with a mortgage broker and it's a good thing she did. As it turns out she was completely wrong and we were able to find her a different caliber of apartment for her.
Either way, if you do not have enough saved for a down payment, create a separate savings account and come up with a savings schedule. Only borrow what you can afford!!!
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