Mortgage Brokers Excelsior Springs MO

Why pay someone else rent? Owning your own home is the best investment you can make. Right now mortgage rates are at an all time low. Mortgage calculators can help you determine what you can afford. Please scroll down to learn more and get access to the mortgage lenders and mortgage brokers in Excelsior Springs, MO listed below.

North American Savings Bank
(816) 630-6711
1001 N. Jesse James Road
Excelsior Springs, MO
Kearney Commercial Bank
(816) 628-6050
950 W 92 Hwy
Kearney, MO
Premier Mortgage Funding Inc
(816) 476-4050
601 S State Route 291
Liberty, MO
Liberty Savings Bank Fsb
(816) 781-4822
16 W Franklin
Liberty, MO
Millennium Marketing Co Inc
(816) 415-4122
9 Victory Drive Suite 2B
Liberty, MO
Kearney Trust Company
(816) 628-6666
310 Hwy 92
Kearney, MO
Clay County Savings Bank
(816) 781-4500
1178 W Kansas St
Liberty, MO
Certified Mortgage Solutions Inc
(816) 564-1960
8 North Main Street Suite-100
Liberty, MO
National Bank Of Kansas City
(816) 407-0300
26 Westwoods Dr
Liberty, MO
Metrocities Mortgage LLC
(816) 777-3220
2850 Ne Kendallwood Pkwy
Kansas City, MO


Q: I am told that home owning is the single best investment a person can make. I would like to get started but am afraid that I will not be able to handle the mortgage payments on my own. Are there any tools out there that can help me calculate a budget that I will be able to afford, given my current salary?


There are many tools available to help you calculate what you can afford to spend on an apartment. Many mortgage calculation tools are readily available online. A good one, which automatically calculates how much you can afford, is available online at : Home Affordability Calculator.

However, as a cautionary note, I always recommend buyers speak to a mortgage professional first rather than trust what is found online. You can always contact state and local boards of Realtors for lists of mortgage brokers in your area or ask your own real estate agent or friends for references.

Just recently I had a first-time buyer that was convinced she could only spend a certain amount per month. She had done much research online and was certain about her budget forecasting. I then had her meet with a mortgage broker and it's a good thing she did. As it turns out she was completely wrong and we were able to find her a different caliber of apartment for her.

Either way, if you do not have enough saved for a down payment, create a separate savings account and come up with a savings schedule. Only borrow what you can afford!!!

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