Insurance Chapel Hill NC
Insurance is a major issue in most people's lives, but especially for singles. Find out how to make sure you're getting the best deal on your health insurance and that you're being covered for everything you need.
Into a pattern of resignation and daily prayer or crossed fingers, It may not occur to you in Chapel Hill that just because your job doesn't come with insurance doesn't mean you have to go without. Here are six avenues to affordable insurance that you may want to investigate.
If you're single, you're probably accustomed to a little nagging from your friends and family. Maybe you've also got a concerned therapist, boss, or mailman who can't understand why someone as fabulous as you isn't paired up. Now here comes someone else to drive you crazy: those folks at your auto insurance company in Chapel Hill.
My advice to most people is that long term disability in Chapel Hill is the most critical coverage to maintain during your working years. Statistics show that 70% of people will face a disability of three months or more before the age of 65. Since most of us live by our paychecks, disability is really paycheck insurance. A policy can commence typically after a 90 or 180 day waiting period once the disability has started.
Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.