Investment Management Firms Martinsburg WV

Before you start dipping into your retirement funds or charging up a storm, consider looking for freelance work in your industry or even short-term consulting projects. It will keep you present in your industry and will bring in some temporary income.

Archibald Hoxton
Hoxton Financial, Inc.
(304) 876-2619
8530 Shepherdstown Pike
Shepherdstown, WV
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Estate & Generational Planning Issues, Advising Medical Professionals, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, AAMS, AIF, CFP®

Ms. Joanne Wadsworth, CFP®
(304) 262-4964
148 S Queen St
Martinsburg, WV
Firm
BB&T Investments

Data Provided by:
Mr. J. Edward Slonaker, CFP®
(304) 263-0854
PO Box 6008
Martinsburg, WV
Firm
Morgan Financial Group LLC
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Divorce Issues, Estate Planning, General Financial Planning, Insurance Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided by:
Mr. Herald F. Bennett, CFP®
(304) 725-6090
118 N Charles St
Charles Town, WV

Data Provided by:
Mr. Douglas K. Nigh, CFP®
(301) 739-1500
1110 Opal Court
Hagerstown, MD
Firm
Serafini Financial Services
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Investment Management, Investment Planning, Retirement Planning, Wealth Management

Data Provided by:
Archibald Hoxton
Hoxton Financial, Inc.
(301) 244-0320
19756 Longmeadow Road
Hagerstown, MD
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Estate & Generational Planning Issues, Advising Medical Professionals, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, AAMS, AIF, CFP®

Mr. Frederick M. Hollida, CFP®
(304) 263-0891
201 E Burke St
Martinsburg, WV
Firm
CoxHollidaPrice LLP
Areas of Specialization
Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Management, Long-Term Care

Data Provided by:
Mr. Archibald R. Hoxton Iv, CFP®
(304) 876-2619
PO Box E
Shepherdstown, WV
Firm
Hoxton Financial, Inc. d/b/a HFI Wealth Management
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Healthcare Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Not Applicable

Data Provided by:
Mr. Thomas L. Peterson, CFP®
(717) 261-3647
101 S Washington St
Berkeley Springs, WV
Firm
CNB Bank

Data Provided by:
Mr. John M. Zinaich, CFP®
(240) 285-1911
44 N Potomac St Ste 203
Hagerstown, MD
Firm
Zinaich Capital and Risk Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Data Provided by:

Financial Contingency Plan

Q: I was recently laid off from my job and am trying to prepare a smart financial contingency plan until I secure another position. My savings can float me comfortably for 3 months but what you do I suggest after that point? I am not sure if it is better (or worse) to tap into my retirement funds or survive on credit cards. Please let me know if you have any tips that apply.


I would start with focusing on making your expenses last more than 3 months. You can do this by reducing some of your fixed expenses such as late fees, bank charges, newspaper delivery and cable tv. Then give yourself a weekly amount to live on so you are clear about how long your savings will last.

Before you start dipping into your retirement funds or charging up a storm, consider looking for freelance work in your industry or even short-term consulting projects. It will keep you present in your industry and will bring in some temporary income. You can also look for a part-time job in a place you like to spend time in; such as a yoga studio, knitting store or sporting goods store.


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