Financial Planning Post Falls ID

Here are a few thoughts on dealing with job loss in Post Falls in this economy: If you don't carry credit card debt, get a gas rebate card. It will help with rising gas expenses without costing you a thing. Make all your debt as fixed rate as possible. For your mortgage, HELOC and credit cards try and get them to a fixed rate so you are not exposed to rising interest rates in the future.

Ms. Marla K. Ringling, CFP®
(208) 773-3888
802 N. Lincoln Street
Post Falls, ID
Firm
Wealth Management Strategies, LLC
Areas of Specialization
Accounting, Comprehensive Financial Planning, Education Planning, Estate Planning, Insurance Planning, Investment Management, Long-Term Care
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. Michael W. Armon, CFP®
(208) 665-4288
1233 W Northwood Center Ct
Coeur D Alene, ID
Firm
Smith Barney
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Management, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Medical/Dental Professionals

Data Provided by:
Mr. William C Waggoner, CFP®
(208) 667-1212
608 Northwest Blvd
Coeur d Alene, ID
Firm
D.A. Davidson & Co.
Areas of Specialization
General Financial Planning, Investment Management, Retirement Income Management, Wealth Management

Data Provided by:
Mr. Walter E. Beggs, CFP®
(208) 667-8998
2141 Merritt Creek Loop
Coeur d'Alene, ID
Firm
Pinkerton Retirement Specialis
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Service Professionals

Data Provided by:
Mr. Joseph R. Anderson, CFP®
1038 Northwest Blvd
Coeur d'Alene, ID
Firm
Merrill Lynch Bank & Trust Co., Fsb

Data Provided by:
Mr. William P. Dougherty, CFP®
(208) 773-3888
802 N Lincoln St
Post Falls, ID
Firm
Wealth Management Strategies, LLC
Areas of Specialization
Accounting, Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Ronald L Glendening, CFP®
(208) 667-8998
2141 N Merrit Creek Loop
Coeur D Alene, ID
Firm
Pinkerton Retirement Specialis
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Service Professionals

Data Provided by:
Miss Janice K. Tymesen, CFP®
(208) 666-4514
2100 Northwest Blvd #260
Coeur d'Alene, ID
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Banking, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Matthew A. Lyman, CFP®
1038 Northwest Blvd
Coeur D Alene, ID
Firm
Merrill Lynch Bank & Trust Co., Fsb

Data Provided by:
Mr. Geary M. Jerde, CFP®
(208) 762-3174
87 W Sargent Dr
Hayden Lake, ID
Firm
LPL Financial
Areas of Specialization
General Financial Planning, Investment Management, Investment Planning, Life Transitions, Retirement Income Management, Retirement Planning, Social Security Planning

Data Provided by:
Data Provided by:

Cost Saving Strategies Post-Layoff

Q: I am a 47 year old woman and recently lost my job due to corporate layoffs. While I am already searching for new jobs, I was hoping you could give me some cost saving strategies until I secure my next position.

 

Here are a few thoughts on dealing with job loss in this economy:

1) If you don't carry credit card debt, get a gas rebate card. It will help with rising gas expenses without costing you a thing.

2) Come up with a weekly plan with your cash flow allowance. Make sure you allow yourself some sort of a treat.

3) Make all your debt as fixed rate as possible. For your mortgage, HELOC and credit cards try and get them to a fixed rate so you are not exposed to rising interest rates in the future.


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