Small Business Insurance Windham ME

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Darwin Smith
(877) 829-7354
Brimmer, G.David
Portland, ME
 
Commonwealth Financial Network
(207) 942-0242
34 Summer St
Bangor, ME
 
Atlas Business & Employee Services
(503) 595-0394
700 N Hayden Island Dr Ste 290
Portland, ME
 
Hogan Richard D ins Agency Inc
(207) 947-4579
792 Stillwater Ave
Bangor, ME
 
Business Insurance LLC
(503) 684-1712
17020 Sw Upper Boones Ferry Rd
Portland, ME
 
Allen Peter C
(207) 947-6781
585 Hammond St
Bangor, ME
 
Rti Business Group
(503) 203-8059
3251 Nw 29th Ave
Portland, ME
 
American Family Insurance
(503) 235-1545
8085 Se 16th Ave Apt A
Portland, ME
 
Milt Marcy Insurance
(503) 256-7530
8423 SE Stark St
Portland, ME
 
Darwin Smith
(877) 829-7354
Brimmer, G.David
Portland, ME
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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