Small Business Insurance Sun City West AZ

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Ideal Insurance Agency
(623) 933-8263
14239 W. Bell Road
Surprise, AZ
 
Kohl William Insurance Agency Inc
(623) 546-1124
18789 N Reems Rd Ste 200
Surprise, AZ
 
Ideal Insurance
(623) 933-8263
14239 W Bell Rd Ste 209
Surprise, AZ
 
Johnson Bill Insurance
(623) 583-8836
12689 W Bell Rd
Surprise, AZ
 
Aflac
(623) 875-4606
8765 W. Kelton Lane
Peoria, AZ
 
American Family Insurance
(623) 362-4099
16920 W Bell Rd Ste 102
Surprise, AZ
 
Allstate Insurance Companies
(623) 584-1735
13732 W Bell Rd
Surprise, AZ
 
Stan Roork Insurance Services
(623) 444-8828
15027 W Bell Rd
Surprise, AZ
 
Draves Wade J Insurance Agency
(623) 535-7007
14985 W Bell Rd Ste 150
Surprise, AZ
 
LMI Benefits
(623) 810-7246
Peoria, AZ
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

Click here to read more from Single Edition