Small Business Insurance South Burlington VT

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Bryan Jennings M Agency Inc
(336) 227-7458
926 S Main St
Burlington, VT
 
Freeman Marcus Jewelers
(802) 773-2792
76 Merchants Row
Rutland, VT
 
Holden Financial Services Inc
(802) 775-2503
87 N Main St
Rutland, VT
 
Perkins Insurance Agency Inc
(802) 775-7663
124 N Main St
Rutland, VT
 
Blosser Geo
(802) 773-8871
850 Post Rd
Rutland, VT
 
Bullard Michael
(336) 227-2796
1029 S Church St Ste 1
Burlington, VT
 
DeCandio, Ken - State Farm Insurance Agent
(802) 747-7975
56 Allen Street
Rutland, VT
 
All About Insurance
(336) 222-9998
1624 S Church St
Burlington, VT
 
Bouldin Jennifer
(336) 227-6522
1910 Maple Ave Ste A
Burlington, VT
 
Soto Ernest C Ins Agcy Inc
(802) 747-7283
129 Woodstock Ave
Rutland, VT
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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