Small Business Insurance Scottsbluff NE

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Allstate Insurance Companies
(402) 292-7477
2851 Capehart Rd Ste G
Bellevue, NE
 
Lillibridge, Leigh - State Farm Insurance Agent
(308) 384-1190
523 W 3rd Street
Grand Island, NE
 
Nebraska Insurance Federation
(402) 476-3377
635 S 14th St Ste 300
Lincoln, NE
 
Huck, Amy - State Farm Insurance Agent
(402) 682-9334
11533 South 36th Street
Bellevue, NE
 
American Family Insurance Agent Monte Hack
(308) 389-9124
204 N Walnut St
Grand Island, NE
 
Insurance Planning Associates LLP
(402) 391-0507
7602 Pacific Street Suite 201
Omaha, NE
 
Allstate Insurance Companies
(308) 234-1839
3423 2nd Ave
Kearney, NE
 
Inspro Insurance
(402) 483-4500
1919 S 40th St Ste 104
Lincoln, NE
 
Happ Michell Allstate Insurance
(402) 371-9566
215 W Madison Ave
Norfolk, NE
 
Marcotte Insurance Agency
(402) 398-9009
366 Regency Pkwy
Omaha, NE
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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