Small Business Insurance Rock Springs WY

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Bw Insurance Agency Inc
(307) 771-3559
1800 Carey Ave
Cheyenne, WY
 
Buchhammer & Kehl PC
(307) 634-2184
1821 Logan Ave
Cheyenne, WY
 
Allen & Allen Insurance Services Inc
(307) 266-5600
907 N Poplar St Ste 263
Casper, WY
 
Barlow Agency Inc
(307) 682-9397
601 W 4-J Ct
Gillette, WY
 
BW Insurance Agency
(307) 682-9397
601 4j Ct Unit A
Gillette, WY
 
Bon Agency Insurance
(307) 234-4551
PO Box 1729
Casper, WY
 
urn's Insurance Agency
(307) 634-5757
237 Storey Blvd Ste 200
Cheyenne, WY
 
Lapito Leo B CLU ChFC CFP CRC
(307) 682-3735
405 W Boxelder Rd
Gillette, WY
 
Doop Susan Insurance Agency
(307) 685-4404
100 Ross Ave
Gillette, WY
 
A & A Insurance Services
(307) 462-0478
111 S Jefferson Ste 150
Casper, WY
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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