Small Business Insurance Rock Springs WY

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Lathrop & Rutledge PC
(307) 632-0554
1920 Thomes Ave
Cheyenne, WY
 
urn's Insurance Agency
(307) 634-5757
237 Storey Blvd Ste 200
Cheyenne, WY
 
Timberline Insurance Agency Inc
(307) 637-4757
3151 Nationway Ste I
Cheyenne, WY
 
Allstate Insurance Companies
(307) 686-5755
100 Ross Ave Ste A
Gillette, WY
 
A & A Insurance Services
(307) 462-0478
111 S Jefferson Ste 150
Casper, WY
 
Allen & Allen Insurance Services Inc
(307) 266-5600
907 N Poplar St Ste 263
Casper, WY
 
American National Insurance Company
(307) 473-1999
800 Werner Ct Ste 322
Casper, WY
 
Buchhammer & Kehl PC
(307) 634-2184
1821 Logan Ave
Cheyenne, WY
 
Farmers Insurance GRP
(307) 265-0275
770 W Collins Dr
Casper, WY
 
Wyoming Insurance Center
(307) 237-7195
537 W Collins Dr
Casper, WY
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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