Small Business Insurance North Platte NE

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Ryder Rosacker McCue & Huston
(308) 382-2330
509 W Koenig St
Grand Island, NE
 
Campbell Eberly Insurance LLC
(402) 644-3485
1021 Riverside Blvd
Norfolk, NE
 
Allstate Insurance Companies
(308) 234-1839
3423 2nd Ave
Kearney, NE
 
Ricchini, Matt - State Farm Insurance Agent
(402) 292-1900
2211 Capehart Rd
Bellevue, NE
 
American Family Insurance - Jason Busch
(402) 371-3383
1101 Riverside Blvd
Norfolk, NE
 
Gotch, Jeff - State Farm Insurance Agent
(402) 291-5100
1605 Galvin Road South
Bellevue, NE
 
Marcotte Insurance Agency
(402) 398-9009
366 Regency Pkwy
Omaha, NE
 
Price Dee R Insurance Agcy Inc
(308) 382-1213
1300 S Locust St
Grand Island, NE
 
Business Insurance Management
(402) 371-2287
104 E Wilson Ave
Norfolk, NE
 
Johnsen Insurance Services
(402) 408-2303
1926 N 72nd St
Omaha, NE
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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