Small Business Insurance North Platte NE

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Nebraska Insurance Federation
(402) 476-3377
635 S 14th St Ste 300
Lincoln, NE
 
Barney Insurance
(308) 237-2222
5205 2nd Ave Ste 1
Kearney, NE
 
Happ Michell Allstate Insurance
(402) 371-9566
215 W Madison Ave
Norfolk, NE
 
Mid-Alliance Insurance Associates LLC
(402) 421-7800
5600 S 48th St Ste 114
Lincoln, NE
 
Gotch, Jeff - State Farm Insurance Agent
(402) 291-5100
1605 Galvin Road South
Bellevue, NE
 
American Family Insurance
(402) 371-8420
509 W Norfolk Ave
Norfolk, NE
 
American Family Insurance
(308) 384-5161
2925 W Stolley Park Rd Ste C
Grand Island, NE
 
Commercial Insurance Center Inc
(308) 384-1100
2121 N Webb Rd Ste 101
Grand Island, NE
 
Lillibridge, Leigh - State Farm Insurance Agent
(308) 384-1190
523 W 3rd Street
Grand Island, NE
 
Swartzbaugh-Farber Associates Inc
(402) 397-5800
1015 N 98th St Ste 221
Omaha, NE
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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