Small Business Insurance Humble TX

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Daniel Goodwin
25511 Budde Rd
The Woodlands, TX
Company
Company: Goodwin Financial Group
Type
Investment Advisor Rep: Yes
Education
SHSU BS
Years Experience
Years Experience: 18
Service
Captive Insurance,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Wealth Engineering,Pension for Highly Compensated Owne

Data Provided by:
INSURANCE CORNER SERVICES
(281) 448-6677
16630 IMPERIAL VALLEY SUITE 239
HOUSTON, TX
 
Robert Fernandez
301 congress ave. suite
austin, TX
Company
Title: First Vice President-Wealth Management
Company: Smith Barney
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Queens College NYC.
BA , Finance/ Accounting
Years Experience
Years Experience: 25
Service
Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Manage

Data Provided by:
Ilan Cuellar
3730 Kirby Drive
Houston , TX
Company
Title: Financial Advisor
Company: LPL Financial, Member FINRA/SIPC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Service
Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Life Settlements,Pension for Highly Compensated Owners,Stock Market Alternat

Data Provided by:
Ray Lott
2700 Post Oak Blvd
Houston, TX
Company
Title: Financial Advisor
Company: Wells Fargo Advisors, LLC
Education
Bachelor of Science in Business Management
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Prin

Data Provided by:
Strategic Insurance Solutions, Inc.
(281) 652-5828
18321 W. Lake Houston Parkway
Humble, TX
 
ASenseOfHumorDriving.com
(713) 344-1790
945 McKinney Street Suite 305
Houston, TX
Services
Defensive Driving, Defensive Driving Course, Defensive Driving Online Course, Traffic School, Driver Safety Class, Insurance Discount, Driving School

Anthony Tristan
102 Enchanted Hill
San Antonio, TX
Company
Title: Financial Solutions Specialist
Company: Innova Financial Solutions
Service
Life Insurance,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Retirement Income Accumulation Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Medicaid,Retirement Planning,Commission-Only Financial Planning (Full Disclosure),Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Captive Insurance,401k Rollover From Employer,CD Alternative,Medicare Planning,Annuities,Long-Term Health Care Planning,Estate Tax Planning,

Data Provided by:
Daniel Goodwin
25511 Budde Rd
The Woodlands, TX
Company
Company: Goodwin Financial Group
Type
Investment Advisor Rep: Yes
Education
SHSU BS
Years Experience
Years Experience: 18
Service
Captive Insurance,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Wealth Engineering,Pension for Highly Compensated Owne

Data Provided by:
State Farm Insurance
(210) 658-4642
17460 Interstate 35 N
Converse, TX
 
Data Provided by:

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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