Small Business Insurance Honolulu HI

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Point protects
(801) 597-9376
1136 Union Mall Suite #301
Honolulu, HI
Alternate Phone Number
801-885-2370

Business Insurance Services Inc
(808) 592-5011
615 Piikoi St Ste 1901
Honolulu, HI
 
State Farm Insurance Companies
(808) 677-5800
94-1024 Waipio Uka St #203
Waipahu, HI
 
Point protects
(801) 597-9376
1136 Union Mall Suite #301
Honolulu, HI
Alternate Phone Number
801-885-2370

Ichinose Cary C
(808) 933-8500
630 Kilauea Ave Ste 102
Hilo, HI
 
Principal Life Insurance Company
(808) 536-4995
1003 Bishop St Ste 2200
Honolulu, HI
 
Carr's Insurance Agency LLC
(808) 836-2277
2850 Paa St Suite 110A
Honolulu, HI
 
Principal Life Insurance Company
(808) 536-4995
1003 Bishop St Ste 2200
Honolulu, HI
 
American Mutual Group
(808) 969-1688
688 Kinoole St Ste 101
Hilo, HI
 
Business Insurance Services Inc
(808) 592-5011
615 Piikoi St Ste 1901
Honolulu, HI
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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