Small Business Insurance Henderson NV

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Craddolph Insurance Group
(702) 616-6689
4401 E Sunset Rd Ste 9
Henderson, NV
 
Centurion Insurance Services
(702) 871-0001
711 Mall Ring Cir Ste 204
Henderson, NV
 
Shelter Insurance
(702) 387-3990
1780 W Horizon Ridge Ste 100
Henderson, NV
 
Chomko Insurance Services-Bryan Chomko
(702) 992-6800
161 N Gibson Rd
Henderson, NV
 
Farmers Insurance Group-Steven Schiebel
(702) 451-4565
1134 W Sunset Rd
Henderson, NV
 
American Family Insurance-Linda Valenzuela
(702) 407-9495
209 S Stephanie St Ste A
Henderson, NV
 
Centurion Insurance Services-Virginia Chatwin
(702) 871-0001
711 Mall Ring Cir Ste 204
Henderson, NV
 
Jason Lentz Insurance Agency
(702) 368-2003
6 Sunset Way Ste 101
Henderson, NV
 
Dorn Insurance Services-Dean Dorn
(702) 458-4944
1021 Whitney Ranch Dr
Henderson, NV
 
Cook Insurance Group
(702) 436-0088
2016 W Sunset Rd Ste 120
Henderson, NV
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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