Small Business Insurance Helena MT

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Insurance Unlimited
(406) 442-4144
1040 Helena Ave
Helena, MT
 
Thrivent Financial For Lutherans
(406) 442-6091
3130 Saddle Dr
Helena, MT
 
State Farm Insurance Companies
(406) 442-4788
1225 Birch St
Helena, MT
 
Farm Bureau Financial SVCS-Chris Heisel
(406) 449-6330
1205 Butte Ave
Helena, MT
 
State Farm Insurance Companies
(406) 449-2545
1040 W Custer Ave
Helena, MT
 
Mountain West Insurance LLC
(406) 449-9378
1225 Cedar St
Helena, MT
 
Luxan & Murfitt PLLP
(406) 442-7450
Montana Clb Bldg
Helena, MT
 
Allstate Insurance-Brad Schmidt
(406) 449-6939
1611 Cedar St
Helena, MT
 
Cochrane Insurance Agency Rick Cochrane
(406) 442-6791
1075 N Rodney St
Helena, MT
 
Farm Bureau Financial SVCS-Chris Heisel
(406) 449-6330
1205 Butte Ave
Helena, MT
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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