Small Business Insurance Great Falls MT

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Advantage Insurance Agency LLC
(406) 452-2956
207 Smelter Ave
Great Falls, MT
 
Marra Antonia P
(406) 268-1000
2 Railroad Sq
Great Falls, MT
 
Schuster Jerry W. Attorney At Law
(406) 771-4677
410 Central Ave Ste 306
Great Falls, MT
 
Allstate Insurance Companies
(406) 453-9460
518 9th St S
Great Falls, MT
 
Accurrence Insurance
(910) 487-5050
5924 Cliffdale Rd
Billings, MT
 
Schroer Carrie R
(406) 727-9629
1000 11th St N
Great Falls, MT
 
Smith Walsh Clarke & Gregoire PLLP
(406) 727-4100
104 2nd St S Ste 400
Great Falls, MT
 
Thompson Curtis G
(406) 727-0500
600 Central Ave
Great Falls, MT
 
Cogswell Insurance Agency
(406) 761-5000
800 9th St S
Great Falls, MT
 
Best Insurance
(406) 755-8888
175 Hutton Ranch Rd
Kalispell, MT
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

Click here to read more from Single Edition