Small Business Insurance Goffstown NH

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Blue Cross And Blue Shield Of New Hampshire
(603) 695-7000
3000 Goffs Falls Rd
Manchester, NH
 
Eames Insurance Services
(603) 225-3633
78 Airport Rd
Concord, NH
 
Davis & Towle Insurance Group
(603) 225-6611
115 Airport Rd
Concord, NH
 
Bergeron Agency
(603) 881-7708
361 Main St
Nashua, NH
 
Insurance Source Inc
(603) 357-2219
206 Washington St
Keene, NH
 
Able Insurance Agency
(603) 225-6677
130 Broadway
Concord, NH
 
Kahlan Insurance
(603) 224-9751
248 S Main St
Concord, NH
 
Allstate Insurance Companies
(603) 224-7444
239 Loudon Rd Ste 5
Concord, NH
 
Harris Daniel
(603) 357-7000
403 Winchester St
Keene, NH
 
Allstate Insurance Companies
(603) 357-7000
403 Winchester St Unit D
Keene, NH
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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