Small Business Insurance Enid OK

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Riddle Financial Group
(918) 524-6330
4200 E Skelly Dr
Tulsa, OK
 
Farmers Insurance Group-Michelle Schaefer
(405) 340-4998
19 E Hurd St
Edmond, OK
 
Premier Insurance
(405) 285-4040
1409 Nw 150th St
Edmond, OK
 
Ford Hines Klein & Watson Insurance Agency Inc
(580) 355-4500
601 Sw B Ave
Lawton, OK
 
Chrystal Kasch Farmers Insurance
(405) 340-3910
19 E Hurd St
Edmond, OK
 
Fuson Charles L Insurance Agency
(405) 364-1151
1236 N Interstate Dr
Norman, OK
 
Thompson Agency
(580) 332-5181
314 S Broadway, Suite # 100
Ada, OK
 
Shelter Insurance -Amanda Keith
(405) 364-9025
604 N Porter Ave
Norman, OK
 
Sullivan Insurance Agency
(405) 359-4847
2500 S Broadway
Edmond, OK
 
LeBlanc Family Insurance LLC
(405) 341-1330
748 N Santa Fe Ave
Edmond, OK
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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