Small Business Insurance Durant OK

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

LeBlanc Family Insurance LLC
(405) 341-1330
748 N Santa Fe Ave
Edmond, OK
 
All American Insurance Inc.
(918) 832-8823
6145 E 21st Street
Tulsa, OK
 
Hopkins Carl Insurance Agency Inc
(405) 340-5444
2500 S Broadway
Edmond, OK
 
Shelter Insurance
(405) 364-9025
1011 N Flood Ave
Norman, OK
 
Leming, Scott - State Farm Insurance Agent
(405) 372-9206
1102 W 6th Street
Stillwater, OK
 
Thompson Agency
(580) 332-5181
314 S Broadway, Suite # 100
Ada, OK
 
Eick Charles
(405) 377-4344
213 S Perkins Rd
Stillwater, OK
 
Bowden's Insurance Agency
(580) 351-0000
1126 Nw Cache Rd
Lawton, OK
 
Farmers Insurance Group-Michelle Schaefer
(405) 340-4998
19 E Hurd St
Edmond, OK
 
Farmers Union Insurance
(405) 372-0585
209 S Perkins Rd
Stillwater, OK
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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