Small Business Insurance Butte MT

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Granite Insurance
(406) 839-2087
3209 Grand Ave
Billings, MT
 
Cogswell Insurance Agency
(406) 761-5000
800 9th St S
Great Falls, MT
 
Tipp & Buley
(406) 549-5186
2200 Brooks St
Missoula, MT
 
Marra Antonia P
(406) 268-1000
2 Railroad Sq
Great Falls, MT
 
Farmers Union Insurance
(406) 543-7184
249 W Front St
Missoula, MT
 
Mountain West Insurance LLC
(406) 449-9378
1225 Cedar St
Helena, MT
 
Kommers Law Firm
(406) 587-7717
517 S 22nd Ave Ste 5
Bozeman, MT
 
Smith Walsh Clarke & Gregoire PLLP
(406) 727-4100
104 2nd St S Ste 400
Great Falls, MT
 
Faulkner Linda Insurance Agency Cic
(406) 542-1045
2819 Great Northern Loop
Missoula, MT
 
Flathead Insurance
(406) 752-8000
2330 US Highway 2 E
Kalispell, MT
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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