Small Business Insurance Butte MT

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Mountain West Insurance LLC
(406) 449-9378
1225 Cedar St
Helena, MT
 
MetLife Joe Lowther
(406) 672-5593
15th North 26th St. #204
Billings, MT
 
Luxan & Murfitt PLLP
(406) 442-7450
Montana Clb Bldg
Helena, MT
 
Accurrence Insurance
(910) 487-5050
5924 Cliffdale Rd
Billings, MT
 
Thrivent Financial For Lutherans
(406) 442-6091
3130 Saddle Dr
Helena, MT
 
Brooke Law Firm PC
(406) 551-6591
602 Ferguson Ste 6
Bozeman, MT
 
State Farm Insurance Companies
(406) 449-2545
1040 W Custer Ave
Helena, MT
 
Allstate Insurance Companies
(406) 257-8010
754 2 Avenue Wn
Kalispell, MT
 
Faulkner Linda Insurance Agency Cic
(406) 542-1045
2819 Great Northern Loop
Missoula, MT
 
Farmers Union Insurance
(406) 543-7184
249 W Front St
Missoula, MT
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

Click here to read more from Single Edition