Small Business Insurance Blackfoot ID

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Allstate Insurance Companies
(208) 524-8242
810 Pancheri Dr
Idaho Falls, ID
 
Obenchain Insurance Inc
(208) 733-1076
264 Main Ave S
Twin Falls, ID
 
Probasco Randall C
(208) 664-2191
627 N Government Way
Coeur D Alene, ID
 
State Farm Insurance
(208) 882-3431
116 W C St
Moscow, ID
 
Fuhriman Insurance
(208) 327-3400
9603 W Chinden Blvd
Boise, ID
 
Farmers Insurance-The March Group
(208) 287-3087
731 N 15th St
Boise, ID
 
Simaitis, Vyto - State Farm Insurance Agent
(208) 765-2439
3115 Government Way
Coeur D Alene, ID
 
Avalanche Insurance Agency
(208) 762-2700
7352 N Government Way Ste I
Coeur D Alene, ID
 
State Farm Insurance
(208) 734-7765
338 Blue Lakes Blvd
Twin Falls, ID
 
Papineau insurance Agency
(208) 882-2814
207 S Main St
Moscow, ID
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

Click here to read more from Single Edition