Small Business Insurance Bismarck ND

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Insurance Services
(701) 224-1010
1929 N Washington St
Bismarck, ND
 
Vaaler Insurance
(701) 258-2800
300 N 4th St
Bismarck, ND
 
Thrivent Financial For Lutherans
(701) 255-4090
1301 N 23rd St
Bismarck, ND
 
American Family Insurance
(701) 222-0768
2110 E Thayer Ave
Bismarck, ND
 
Professional Insurance Agents Of North Dakota
(701) 223-5025
1211 Memorial Hwy
Bismarck, ND
 
Gateway Insurance Agency
(701) 223-5812
2021 E Main
Bismarck, ND
 
Gab Business Services Inc
(701) 223-5927
1025 N 3rd St
Bismarck, ND
 
Walz Financial Services
(701) 222-0760
2207 E Main Ave
Bismarck, ND
 
Huseby Jack Adv
(701) 258-5083
110 Riverside Park Rd
Bismarck, ND
 
American Income Life
(701) 221-0522
919 S 7th St Ste 507
Bismarck, ND
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

Click here to read more from Single Edition