Small Business Insurance Beckley WV

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Jim Lively Insurance Inc
(304) 255-6191
112 E Main St
Beckley, WV
 
Nationwide Insurance
(888) 321-6606
3049 Robert C Byrd Dr
Beckley, WV
 
Ficon-Bush Insurance Agency Inc
(304) 253-1563
105 Prince Street
Beckley, WV
 
Allen Rick Insurance Agency
(304) 252-1660
834 Ritter Dr
Beckley, WV
 
Prudential
(304) 253-6020
108 Locust St
Beckley, WV
 
Garletts, Herb - State Farm Insurance Agent
(304) 255-2101
816 Johnstown Road
Beckley, WV
 
Mountaineer Insurance Associates Inc
(304) 255-6163
583 Canterbury Dr
Beckley, WV
 
Allstate Insurance Companies
(304) 252-8646
255 Market Rd
Beckley, WV
 
Pat Reed Insurance Agency
(304) 255-6161
110 Sunset Dr Ste 278
Beckley, WV
 
Larry Reed Insurance Agency
(304) 255-1451
338 N Eisenhower Dr
Beckley, WV
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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