Small Business Insurance Ardmore OK

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Chew Julia State Farm Insurance
(405) 329-3311
1032 N Porter Ave
Norman, OK
 
Bowden's Insurance Agency
(580) 351-0000
1126 Nw Cache Rd
Lawton, OK
 
Brookside Market Insurance Agency
(918) 574-2400
3807 S Peoria Ave
Tulsa, OK
 
Matzke, Jason - State Farm Insurance Agen
(405) 372-9700
1315 N Perkins Road
Stillwater, OK
 
Plumley Doug Insurance Agency
(405) 513-6600
34 E 9th St
Edmond, OK
 
Sullivan Insurance Agency
(405) 359-4847
2500 S Broadway
Edmond, OK
 
Clarke Dick ins AGT
(405) 372-4242
301 S Duck St
Stillwater, OK
 
Ford Hines Klein & Watson Insurance Agency Inc
(580) 355-4500
601 Sw B Ave
Lawton, OK
 
Shelter Insurance -Amanda Keith
(405) 364-9025
604 N Porter Ave
Norman, OK
 
Eick Charles
(405) 377-4344
213 S Perkins Rd
Stillwater, OK
 

Business Protection for Solo Entrepreneurs

Q: I am planning to start my own business and am not sure whether or not I need small business insurance. How do I determine if this is a start-up requirement, the type of coverage I need and where would be the best place to get it

Most states will require you to have some sort of workers compenstation policy and it is never a bad idea to have some liability coverage. Five states (CA, NY, NJ, RI and HI) also require you to offer short term disability. If you are in one of these states and fail to provide the workers comp or short term disability coverage, you could face a very costly fine down the road.

Depending on what services your business provides, this can be more or less important. My advice is to speak with an experienced commercial insurance advisor and they can tell you what they feel you must have and should consider based on your specific situation.

 

It does not automatically transfer over to you. If you now own the ring, you need to buy a policy in your name to protect it. Most personal lines agents can handle this policy quickly. Some policies might offer no deductible and/or an agreed value on the ring, so you may want to evaluate what coverage is important to you given the premium differentials.

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